Central Coast Finance Services

Property Investment

Property investment has always been very popular in Australia.

This is because a well-researched and carefully chosen investment property portfolio can offer investors many potential financial benefits such as:

  • Wealth creation through capital gains
  • Tax effectiveness
  • Greater financial security in retirement
  • However, there can also be many risks and costs associated with buying and holding an investment property, so it’s important to do things correctly from the outset.

In our office, approximately 40% of our clients have investment properties that we have either helped them purchase or refinance.

We understand the right loan structure is important as it can have flow on effects that either assist or hinder what you’d like to achieve.

Moreover, each person’s financial circumstances and reasons for investing are different, meaning there isn’t a single ‘best’ property investment loan.  Instead, there are a range of options to cater for different investor needs.

Whether you’re a first time investor or have had properties for a while, we’ll work with you to understand your goals and ensure a practical, efficient approach to securing a loan that suits your circumstances.

We offer complimentary consultations for investment property buyers and can talk to you about:

  • What’s involved in owning an investment property, and some things to think about if you’re considering it
  • How much equity may be available in your current property and how to access it for an investment property purchase
  • How much you may be able to borrow for the purchase
  • Estimates much a property might rent for
  • The different types of loan structures that are available and the pro’s and con’s of each
  • Tips and hints to maximise your tax benefits and assist in affording to hold the property

When you choose Smart & Simple to assist you with your investment property, we’ll look after:

  • Preparing and submitting the loan application on your behalf, and ensuring you are presented in the very best light to the lender
  • Monitoring your loan application through to approval
  • Checking your mortgage documents and explaining each of them to you before you sign
  • Ensuring settlement takes place on time
  • Following up post settlement to make sure everything is working correctly

Talk to a finance specialist you can trust

Call 1300 391 787 today or complete our quick contact form

Talk to a finance specialist you can trust

Call 1300 391 787 today or complete our quick contact form

Mortgage & Finance Broking Services Kim Hall Credit Representative Number: 436756 | KM Hall Pty Ltd | ABN: 32 160 899 141 Credit Representative Number: 431565 Centrepoint Lending Solutions Pty Ltd | Australian Credit Licence: 377711 ABN: 40 100 947 804 www.cpal.com.au/cls | cls@cpal.com.au 1300 557 598 Privacy Policy | Disclaimer | Complaints Procedure

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